Talking Points: Protecting the Affordable Care Act
* Instead of working to find bipartisan solutions to create jobs, grow the economy, and make America more competitive, Republicans in Congress are spending all of their time re-fighting the political wars of the last two years by trying to repeal health reform and give control over your health care back to insurance companies.
* The Affordable Care Act provides Americans with more freedom and control in their health care choices.
It gives families the freedom from worrying about losing their insurance, or having it capped unexpectedly if someone is in an accident or becomes sick.
It frees Americans from the fear of insurance companies raising premiums by double digits with no recourse or accountability.
It frees Americans from discrimination when insurance companies deny women health insurance because they are pregnant, or refuse to provide coverage to children who are born with disabilities.
It provides parents the choice of providing health coverage for a child after they finish school.
It provides people the freedom to change jobs without worrying about losing one’s health insurance, or even retire a little earlier without having to worry about losing one’s coverage.
It provides seniors with the freedom to get the care they need, including free preventive care, lower cost prescription drugs, and Medicare that they can count on.
And, it gives small business owners the power of competing with large employers by providing small business tax credits to make employees’ health coverage more affordable, and by increasing their purchasing power through competitive private health insurance Exchanges.
Finally, it frees our children from the threat of out-of-control government debt and deficits by holding government accountable for its spending. Independent estimates show it will reduce the deficit by a trillion dollars by cracking down on waste, fraud and abuse, and stopping hundreds of billions in unfair and irresponsible subsidies to insurance companies that are now paid by taxpayers.
* These new choices, freedoms and options are only possible because the Affordable Care Act holds insurance companies accountable.
With this law, insurance companies can no longer overcharge for insurance just to boost their profits and CEO bonuses. They won’t be able to deny women coverage because they are pregnant, something they classify as a preexisting condition. The law has already stopped them from denying kids coverage if they are born with a medical problem or disability. And insurance companies can no longer use fine print, or legal tricks to deny medical treatments that are covered under people’s policies.
If the Affordable Care Act were repealed, the Department of Health and Human Services estimates that as many as 129 million Americans under 65 – that’s up to one half of non-elderly Americans – could be denied insurance or charged more for their coverage as a result of pre-existing conditions like high blood pressure and asthma.
· But Republicans in Congress want to unravel the law that holds insurance companies in check.
The insurance company lobbyists are working overtime with Republicans to return to the days when insurance companies were free to do whatever they want, including raising premiums and imposing higher costs on families and businesses to protect their CEO bonuses and corporate profits.
Republicans will allow insurance companies to once again DENY coverage to children with existing conditions, CANCEL coverage when people get sick, and LIMIT the amount of care you can get − even if you need it.
When the insurance companies are free to pursue their profits without any accountability, people have fewer choices, fewer options, and little recourse.
· And, by rolling back the Affordable Care Act, Republicans are adding a TRILLION dollars to the deficit.
They would give back to insurance companies subsidies of hundreds of billions of taxpayer dollars. And they would cut back on efforts in the law to stop waste, fraud, and abuse in government spending. We can NOT afford to add another trillion dollars in debt that our children and grandchildren will have to pay – especially when it goes to wasteful spending and outrageous subsides for insurance companies.